Umbrella Insurance: Extra Protection for Peace of Mind

When life throws unexpected challenges your way, having a solid safety net can protect you from financial devastation. Umbrella insurance provides an additional layer of liability protection that goes beyond the limits of your standard policies, such as homeowners or auto insurance. At Forest Park Insurance in Williamsport, IN, we help you understand if an umbrella policy is right for you.



What Is Umbrella Insurance?
Umbrella insurance is a type of liability coverage that kicks in when the limits of your other policies are exhausted. For example, if you're found liable in a lawsuit and the damages exceed your auto insurance liability limits, your umbrella policy can cover the remaining costs, up to its limit.

Who Needs Umbrella Insurance?
You might need umbrella insurance if you:

• Own significant assets you want to protect (home, savings, investments).
• Host frequent gatherings or have a swimming pool or trampoline.
• Drive a vehicle or own recreational vehicles that increase risk.
• Serve on a board or hold a public position.
• Have teenage drivers in your household.

Benefits of Umbrella Insurance

• Broad Coverage: It can cover libel, slander, false arrest, and other personal liability situations not included in standard policies.
• Affordable Protection: Umbrella policies generally have low premiums relative to the amount of coverage provided.
• Peace of Mind: Knowing that your assets and future earnings are shielded from lawsuits allows you to live confidently.
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How Forest Park Insurance Can Help
We evaluate your existing policies and risk factors, then recommend umbrella coverage limits that suit your lifestyle. We work with multiple insurance carriers to find you the best price without sacrificing coverage.

Contact Forest Park Insurance:
📞 765-762-5540
📧 u.forestparkins@comcast.net
📍 103 Slauter Lane, Williamsport, IN 47993
⏰ Monday–Thursday: 8:30 AM–12:00 PM & 1:00 PM–4:00 PM; Friday: 8:30 AM–12:00 PM
🌐 forestpark-insurance.com