Do I Need Umbrella Insurance

What is Umbrella Insurance?

Umbrella insurance is an extra layer of liability insurance that provides protection beyond the limits of your standard home and auto policies. It covers a much broader range of claims and can help protect your assets in the event of a lawsuit. Here are 5 reasons why you should consider getting umbrella insurance:



  1. It provides higher limits of coverage. Umbrella insurance can provide an extra $1 million or more in liability coverage, which can be critical if you're faced with a significant lawsuit.
  2. It covers a variety of claims. Umbrella insurance covers a wide range of claims, including those related to personal injury, libel, slander, false arrest, and more.
  3. It can help protect your assets. Umbrella insurance can help protect your assets in the event of a lawsuit.
  4. It can be cost-effective. Umbrella insurance is usually quite affordable and can be more cost-effective than increasing your limits on your standard home and auto policies.


August 1, 2025
How Forest Park Insurance Offers Personalized, Competitive Coverage
August 1, 2025
Comprehensive Coverage Solutions for Williamsport and Surrounding Area Business Owners
August 1, 2025
How Pet Insurance Can Help Manage Veterinary Costs in Williamsport
August 1, 2025
Protect Your RV, ATV, Motorcycle, and More in Williamsport and Surrounding Areas
August 1, 2025
Specialized Coverage for Your Classic and Antique Cars in Indiana
August 1, 2025
Why an Umbrella Policy is a Smart Choice for Williamsport and Attica Residents
August 1, 2025
Securing Financial Peace of Mind for You and Your Loved Ones
August 1, 2025
Customized Protection for Williamsport and the Local Farming Community
August 1, 2025
Tailored Auto Coverage for Drivers in West Central Indiana
August 1, 2025
Why Every Homeowner in Williamsport Needs Reliable Coverage
August 7, 2023
What to Know About Homeowners Liability
July 3, 2023
Reminders for Keeping Your Teen Driver Safe
June 3, 2023
Keeping Your Home and Family Safe
May 2, 2023
Pet Insurance for Your Furbabies
April 3, 2023
Why Farmers Need Farm Insurance
March 7, 2023
Protecting Your Home with Peace of Mind
January 6, 2023
7 Tips To Getting Your Car Ready for Winter
November 30, 2022
Tips For Preventing Chimney Fires This Winter
November 11, 2022
5 Common Auto Discounts You Should Know About
March 25, 2022
With the start of spring comes the opportunity for more outdoor activities. Make sure you have your motorcycles, Rangers, 4 wheelers and more insured and ready to ride! Call us today at 765-762-5540 for a free quote!