Do I Need Umbrella Insurance

Umbrella insurance is an extra layer of liability insurance that provides protection beyond the limits of your standard home and auto policies. It covers a much broader range of claims and can help protect your assets in the event of a lawsuit. Here are 5 reasons why you should consider getting umbrella insurance:



1. It provides higher limits of coverage. Umbrella insurance can provide an extra $1 million or more in liability coverage, which can be critical if you're faced with a significant lawsuit.
2. It covers a variety of claims. Umbrella insurance covers a wide range of claims, including those related to personal injury, libel, slander, false arrest, and more.
3. It can help protect your assets. Umbrella insurance can help protect your assets in the event of a lawsuit.
4. It can be cost-effective. Umbrella insurance is usually quite affordable and can be more cost-effective than increasing your limits on your standard home and auto policies.