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Forest Park Insurance

Nov 11, 2022

5 Common Auto Discounts You Should Know About

If it feels like your insurance premiums are on the rise, take the time to make sure you’re getting all the auto discounts you deserve. 



Home and Auto Bundle Discount
:  This is a very common, well-known discount. If you’re able, make sure your home and auto insurance are with the same insurance company as this can be a very nice discount to receive.




Defensive Driver Course:  If you took a defensive driver course but didn’t submit your completion certificate to your insurance company, they may not know you completed the course. May sure you get the credit you deserve by informing your insurance company and providing proof.




Safety Features Discount: Make sure your insurance agent knows about your anti-theft device, anti-lock brakes, air bags, and day-time running lights as well as other features. Ask them for a list of Safety Features that can help you get a bigger discount.




Good Student Discount: Do your children have B or better grades? Most insurance companies will give credits for good grades. Proof may be required.





Low Mileage Discount: Shop around for this one. Some insurance companies will offer you a savings if you don’t drive your vehicle very often. Progressive and Auto-Owners, both of which we offer, have been known to offer this discount.




A good driving record and continuous coverage can also affect discounts…


Making sure that you have a clean driving record will also have a major impact on your insurance premiums. To save money, drive safely,avoid distractions while driving (such as cell phones) and avoid speeding. Ideally, insurance companies prefer drivers who have zero at fault accidents and no tickets within three years.

It’s a little known fact that many companies actually give you a discount if you don’t frequently change insurance companies? It’s called a loyalty discount. It’s worth checking into if you’ve had the same insurance company for 5 years or more.

 

Forest Park Insurance in Williamsport, IN has been serving the local area and beyond for over 30 years and is committed to taking care of your insurance needs and providing you with valuable tips and advice. Visit our website for more information on all types of insurance.

 

Give us a call at 765-762-5540 for all your  homeowners insurance, auto insurance, or business insurance needs. 


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With the start of spring comes the opportunity for more outdoor activities. Make sure you have your motorcycles, Rangers, 4 wheelers and more insured and ready to ride! Call us today at 765-762-5540 for a free quote!
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